It’s no secret that Christmas is an expensive time of year. Between decorations and gifts, there is hardly any money left for festive activities. A little imagination can help you save money this December and make it as magical as possible.
Here are a few money-saving hacks for this Christmas.
Shop your house
Christmas decorations can cost a pretty penny. Instead of spending lots of money on more decorations, shop your stash instead. You can reuse baubles from past Christmases and get creative with your spare set of fairy lights.
If you don’t have many Christmas decorations, look to nature instead. Go for a walk and find Christmas tree cuttings, holly or twigs to make Christmas decorations. You could create a bouquet of cuttings and branches and hang baubles from them. Dangle a few fairy lights around the bouquet and sprinkle with glitter. Handmade decorations are far more sentimental anyways.
Skip some things this year
Christmas has become very commercialised in recent years. You don’t have to engage with every tradition. You could skip a few things, like gifts for family and friends, and splurging on festive parties. Pair things back this year and make the most out of Netflix’ Christmas movie selection. You can keep some traditions, giving everyone a chocolate gift the night before Christmas
Adjust your mindset
Your attitude towards Christmas can make a huge impact on the entire holiday. If you get excited about Christmas, your kids will probably feel the magic too. If you get stressed about money, they will pick up your feelings very quickly. You could have a conversation with your other family members and explain why you aren’t doing gifts this year. Be honest with your friends and family members so you can feel more at ease. Your partner will probably understand your financial situation already. You could agree to spend a festive day together, instead of splurging on expensive gifts.
Spread the cost
You could try to spread the cost of Christmas over a few months. Assign a portion of your salary to Christmas every month so you can save up a decent pot of money over time. Or you could start buying the kids’ Christmas presents a few months in advance and store them in a secret location. You can’t dip into the money you have saved because you’ve already bought the present.
There are plenty of ways to save money this Christmas. Remember to embrace the festive spirit and get creative.