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What Is the Difference Between a Viatical and a Life Settlement?

October 1, 2019

 

According to a recent study, more than half of Americans have some form of life insurance. The choice to get insurance to safeguard dependents and loved ones after your passing is a popular one. But, what do you do when the service no longer works in your favor? Sometimes a bird in the hand is worth two in the policy papers, so to speak. That’s where life settlements come in. 

What is a Life Settlement?

What is a Life Settlement? It’s the sale of a person’s life insurance policy. Generally done by older people (70 years of age and above), the policy is sold to a third-party for more than the termination payout of said policy, but less than the death benefit. The precedent for this was set in 1911 when the Supreme Court case, Grigsby v. Russell, ruled that life insurance policies possess all the characteristics of property items. Because of this, life insurance was established as a transferable item. It’s a safe, legal process.

What’s a Viatical Settlement?

Just how life insurance policies differ, life settlements aren’t the same and it needs to be handled on a case by case basis. This includes the current state of health of the policyholder. This is especially true in cases of terminal illnesses. That’s where a viatical settlement comes in. 

Who qualifies for one?

A person who is terminally ill or has a life expectancy of less than two years qualifies. A person is considered to be terminally ill if he or she has an incurable condition that can be reasonably expected to lead to death. This includes conditions like HIV/AIDS, Lesch-Nyhan syndrome, heart diseases like severe coronary artery disease, and most commonly, cancer. These are all progressive conditions that can unfortunately become terminal.

Why should you consider one?

Living with these is hard enough, but when faced with impending death, some people might decide that the money is better utilized at the moment. Things like an inability to continue payments on the insurance premiums (which might lead to loss of the policy) or financially independent beneficiaries may lend to your decision to sell your policy. Sometimes, even just paying for medical care can be a challenge. In cases like these, the sale of one’s policy can help relieve financial stress from the policyholder or more often, his or her benefactor/caretaker. A settlement like this is dependent on health rather than age like a life settlement is.

How can you go about it?

So, how does one go about getting a viatical settlement? Like with all things regarding money, caution is advisable and critical to achieving mutually beneficial terms. If you or a loved one find yourself in a situation that requires you to seek a settlement, viatical settlement companies are your best bet.

The Benefits.

What are the advantages of dealing with a settlement company? There are quite a few. First off, these settlement companies have to be certified (and thus are credible and trustworthy). This is much safer than dealing with an unaccredited third party and is much easier. This is because settlement companies have a wealth of experience in every stage of the procedure, from analyzing your policy to the final payout. 

More importantly, they’re effective. They offer large sums of interest-free cash within a short period, leaving you free to enjoy the time you have with your family, stress-free. They’re easy to work with and to top it all off, with the viatical settlement, there’s no tax imposed. 

So if you or a loved one suffer from a terminal illness and need financial assistance with treatment, or even if you just the extra funds needed to spend time together, look into getting a viatical settlement today.

 

Filed Under: LifeStyle, Tips

How to Review Rental Applications Quickly

September 29, 2019

Prospective tenants are required to submit applications and it is easy for the reviewer of these applications to get quickly overwhelmed, especially in a densely populated area where applicants are plentiful. Therefore, optimizing an application review process is of great importance. It can be difficult to know where to start, so here are a few ways to revise your application review process.

The application itself

Generally, an efficient application review process deals with time management and the proper sorting of paperwork. An application should make sure that the information vital to properly sorting it is clear to both the applicant and the reviewer. Example information that an application should clearly display includes smoking tendencies, history of bankruptcy, number of references, and felonies, It should be noted that these are all qualities that could affect the viability of a potential tenant as a client. This information can be used for reference on your first scan through the application pile, during which the applications should be sorted by applicant viability. While sorting through applications in order the second time around, a certain amount of time should be allotted for the review of a determined number of applications. There are also online rental forms that are designed to expedite this process if time is of the essence. Regardless of the method used, you should also be sure to account for the extra time it might take to contact personal references, if they are included. Taking a moment before starting a task to better organize it is usually well worth the effort.

Beyond the submitted application

The application process is not finished until the lease is signed. Even if a potential tenant appears to be promising, be sure to take a few precautions anyway. Screening an applicant is relatively easy with the appropriate and sometimes freely available software. Tools like Turbo Tenant are often relied on to ensure candidates are properly screened and that there are no areas of uncertainty. Another method of determining the viability of an applicant is to interview them in person. Show the applicant the property, ask them questions, and be sure to note anything that is inconsistent with their application. These questions can be almost anything relevant be they about meeting minimum income requirements or additional people who might share the rented space or even about why the applicant in question is moving. Examining a potential tenant’s eviction history will be particularly helpful. Some people, known as “professional tenants,” will purposefully ignore rent payments and attempt to live on a property for as long as possible before they are evicted. Though you are required by law to consider each applicant equally, if you take your time and develop a consistent and thorough process that applies to every applicant, you should be able to weed out less trustworthy applicants.

Properly advertising your property is also important if you wish to ensure that you do not waste your time on misinformed applicants. Though the advertisement in question need not be functionally complete, it should list your contact information and the most important requirements for residing on your property. With the decline of newspapers, though, finding a website that can advertise your property in sufficient detail should be relatively easy. Commonly advertised requirements include pet friendliness, rent cost, deposit requirements, and provided utilities. Also be sure to include representative pictures of the property, as the size of a kitchen or bedroom can sometimes sway the opinion of a prospective tenant.

Sorting through a large number of applicants of any kind will certainly take a little bit of elbow grease. Even though it may be tempting to make the common mistake of accepting the first applicant you come across, it is even more important that you do not rush recklessly into a disadvantageous lease.

 

Filed Under: Tips

Online Marketing Strategies Used Even by Huge Brands

September 27, 2019

You might think that top companies don’t focus attention on marketing anymore. They already have a huge name in the business and people are aware of the brand. Despite their level of success, these companies still spend a substantial amount of money on advertising. Even for online marketing, the competition is fierce. It shows that even with popularity, you can’t be complacent. You have to keep working hard to remain on top. For online campaigns, these are among the most successful strategies.

Partnership with social media influencers

There’s no doubt that social media influencers are a huge deal in today’s market. They’re too powerful in shaping the minds of their followers. If they endorse a product or positively review it, you can expect their followers to flock to buy the item. Hence, even big brands try their best to choose the right influencers to serve as their ambassador. They want someone who can best represent their brand but also has a huge following.

Article writing

This process has been around for a long time, and it remains one of the most relevant SEO strategies. However, write ups need to be of top quality. They also have to be informative. People are still willing to spend time reading as long as they get excellent information. Articles with fillers, bluff, or false information could hurt your brand. People will discover the truth and think that your entire business is a scam.

Vlogging 

Everyone seems to have a vlog these days. It’s a way of humanizing celebrities and other famous people. Big companies are now doing the same thing. They try to bring their business closer to a lot of people through vlogging. They post videos related to the use of the products they sell. Some companies partner with top celebrities as well to guarantee the number of viewers.

Some companies even go live to discuss their products or launch a new campaign. People respond well to live shows since they’re a testament to the authenticity of the brand.

Social media posts 

Any online marketing strategy won’t be enough unless it harnesses social media. This platform reaches billions of people. It’s also the reason why many companies create social media pages and maximize the tools available. A single post is visible to hundreds or even thousands of people. No one wants to waste the opportunity to advertise using a platform with a guaranteed market.

You have to work hard

If these top companies are doing everything to retain their popularity online, you also have to do to the same. You need to ensure that people will see your efforts in reaching out to them. Some of these strategies might work and others won’t. Despite that, you have to keep working hard so you can continue to compete.

If you need help with online marketing or any other SEO techniques, you can partner with an SEO firm. You need their help because they’re experts in this regard. You can check out local SEO Miami firms now if your business is in the area.

Image: https://unsplash.com/photos/744oGeqpxPQ

 

Filed Under: Tips

Home Improvement: How to Realize a Bedroom’s Full Potential

September 25, 2019

It is understandable to be a little confused when it comes to trying to make improvements to a bedroom. While dealing with the kitchen and perhaps the dining room can be a relatively straightforward affair, the bedroom is a little trickier to deal with. It becomes even more frustrating when the reason why you are stressed with the bedroom is that it is a little too small for your taste.

That said, you do not have to resign yourself to being unable to make improvements to your bedroom. Here are just a few ways in which you can realize your bedroom’s full potential!

Making improvements to your bed is the most critical step

When it comes to bedrooms big and small, the focal point tends to always be the bed. It is the one place in the room where your eyes wander to when you enter, and it is the one thing to look forward to after a challenging day. If you want to make significant improvements to your bedroom and are unsure of where to start, your bed is the best place to make a difference.

Even if you might not necessarily have a large budget, it will not take much to make the bed as luxurious as you can. Those with smaller bedrooms will benefit even more from upgrading the bed, as it can transform the entire look of the room.

Making the bedroom unique to you

If you want your bedroom to look and feel entirely unique to you, there are a few ways you can go about accomplishing such a task. Aside from focusing on the bed, it would be a good idea to make use of a theme. You can go for bespoke bedroom furniture to create a sense of elegance to the room. A fitted bedroom will also make it look quite organized.

For those who do not have too much time on their hands, you can work on the wallpaper. You can paint the walls or add wallpaper unique to your tastes to transform your bedroom completely.

Making the bedroom feel more inviting

It can be quite stressful to get home from a hard day at work, only to enter a bedroom that does not feel comfortable or inviting. You can help alleviate the issue by investing in houseplants. While you might have to deal with maintenance every now and then, houseplants can help make your bedroom feel more accommodating while purifying the air at the same time. Investing in a mirror or two will also significantly brighten your bedroom during the day. Having more natural light will help your bedroom feel calming and relaxing.

While making home improvements to a bedroom can be a tricky affair, it does not have to be too challenging. With the help of the methods above, you can transform your bedroom without too much effort, realizing its full potential without any of the stress.

Image: https://pixabay.com/photos/bed-bedroom-lamp-bedside-pillows-1158267/

 

Filed Under: Tips

Things to Do to Improve Your Truck Driving Skills

September 25, 2019

 

Getting certified as a truck driver means that you have proved your capability of driving the vehicle. It doesn’t mean that you no longer have any room for improvement. You can still do a better job by following these tips.

Practice during your spare time

If you have nothing else to do during the day, you can keep on practicing. It helps that you continue improving your skills so that you will have better control of your vehicle. You also need to practice driving in difficult areas like steep roads when there are no other vehicles around.

Ask for help from experienced truck drivers 

If there are aspects that you don’t feel too confident about, you can ask for help from fellow truck drivers. They will give you advice on how you can get through some difficult areas. They will also tell you what they usually do when they have a hard time.

Try different trucks

Once you decide to pursue professional truck driving, you won’t know exactly what type of truck you need to drive. Therefore, it helps if you try driving different kinds of trucks. You will then feel confident regardless of the truck model you need to drive in the future.

Learn how to repair the truck

You will be better at driving the truck if you know how to repair the parts. Understanding how each moving part works will also help you improve your driving skills. Besides, it doesn’t hurt to know what to do if the truck suddenly stops working.

Watch vlogs made by experienced truck drivers

You’re lucky that you now have different resources for truck driving. You can learn from those who have years of experience in driving a truck by watching their vlogs. They will give tips on how to drive on difficult roads. They will also share the hardships they faced while driving, so you can learn.

Be open-minded

It’s easier for you to learn when you keep an open mind. Every driving experience will teach you something new. Use it as you try to improve your driving skills. Learning from other truck drivers doesn’t diminish your skills. It even makes you better at doing your job.

It helps if you try to improve yourself in driving. However, even with your expertise, it’s still possible that your truck suffers from mechanical issues along the way. The good thing is you can call for help right away. Tow truck services are always available for you. Call them for help and someone will be there to the rescue you. Don’t panic even if you’re in the middle of nowhere. You will eventually get out of that situation with the help of these service providers. Call a tow truck service if you happen to have truck problems while driving.

Even seasoned truck drivers still make mistakes. Therefore, you need to try hard to improve your skills. You might suffer from issues along the way, but you can’t let them stop you from being better.

Image: https://unsplash.com/photos/fRlCJtJ8Vfc

 

Filed Under: Tips, Travel

Opportunities to Earn: Easy Methods to Make Money

September 21, 2019

For many, the day job often is not enough to save up for a rainy day when it comes to finances. While you can try to pocket a little bit at a time, it will not be enough to deal with potential emergencies down the line. When your primary source of income only allows you to hop from paycheck to paycheck and get the bills paid, it can be demoralizing and stressful.

That said, you do not have to worry about financial issues on your own, or resign yourself to always being stressed out by not having enough. Thanks in large part to the Internet, there are plenty of alternatives to earn without having to pull your hair out. Here are just a few secure methods to make money!

Take stock of your possessions and plan for a garage sale

For the most part, people who have busy work schedules likely also have cluttered homes. It is often filled to the brim with items that might no longer be used and are just collecting dust on the top shelf. It is an excellent opportunity to take stock of what you have and see if there is anything worth selling in a garage sale. For example, there could be furniture that you no longer use or a collection of items in the garage or attic that are merely going to rot.

With the use of social media, you can market your plans to hold a garage sale to help prepare those who might be interested in your sale.

Dealing with larger items such as unused and rotting vehicles

Aside from doing what you can to declutter your home, there are also houses whose yards are littered with unused cars. It is understandable why some cars end up either rotting in the sun or in your home’s garage, as it has gone past the point of being a viable vehicle to sell in the marketplace. That said, you do not have to own a functioning vehicle to make a profit. We Buy Junk Cars Miami is undoubtedly one of the most useful services as they will take your junk vehicle off your hands without any of the hassles, and for a reasonable price.

Take advantage of smartphone apps to make money

Last but certainly not least, there is the prospect of making extra money through delivery apps online. There are plenty of apps available that can set you up with a delivery job if you have the means of accomplishing such an endeavor. If you have a bike, you could deliver around your neighborhood. If you have a car and have some free time to drive around, you can accomplish deliveries farther away for more cash.

As an honorable mention, there are also online surveys available which will pay you cash to fill them in on the Internet! Without a doubt, the methods above will help you earn money without having to put in too much effort.

https://pixabay.com/photos/money-bills-calculator-save-256312/

 

Filed Under: Tips

How to Move Forward After a Rough Divorce

September 19, 2019

 

One of the lowest points that you have to go through in your life is getting a divorce. Every marriage is worth fighting for, and the last thing that you would like to happen is ending up living separate lives. Going through a divorce can negatively affect your overall wellbeing. It causes a lot of emotional trauma, sleepless nights, lack of focus, and it can change your way of life.

Every person has a different way of coping with a divorce. What is important is that you are doing something to address the issue by finding ways to move forward. Here are more helpful tips that can help you successfully cope with a rough divorce process.

Accept the situation

It will be more difficult for you to move forward if you keep blaming yourself and your former spouse. Do you tend to ask yourself what went wrong? What could you have done better? And who is the one to blame?

Although this behavior is normal if you are still grieving, however blaming yourself and others will not help you move forward with your life. You have to understand that life is not perfect, and you should learn from past mistakes which will make it easier for you to move forward.

Start setting goals in your life

After the divorce, you can find yourself lost and not knowing what to do with your life. It is time to start picking up the broken pieces by making plans. You can begin creating your bucket list, which consists of both short and long-term goals. Work on a job promotion, plan for out of the country trips or learn a new skill. Being able to reach your goals provides a positive impact on your self-esteem.

Take good care of yourself

Most individuals who have gone through a divorce admit that they failed to take good care of themselves while they were married. Now is the time to realign your priorities in life. Take good care of yourself by enrolling in your local gym. Start changing your lifestyle by eating healthy foods. Stay away from junk food and alcohol that contributes to your depression. Once you start making these smart lifestyle changes, your mindset will become more positive.

Seek help from experts

Divorce is something that should be taken seriously. If you are struggling to cope with your situation, do not hesitate to ask for help. There are health professionals such as psychologists and counselors that are willing to hear you out. They are the best people who can give you sound advice regarding what you are going through.

Lastly, work on dividing your assets fair and square. If you think, “I need to sell my house fast”, then look for wholesale property purchase companies to buy it. And then divide all existing assets between you and your ex-spouse. You also have the choice to hire a lawyer who can represent you when it comes to legal transactions.

Image: https://pixabay.com/photos/business-education-paper-writing-3324393/

 

Filed Under: Tips

Guide to Cost and Features of Handyman Insurance

August 29, 2019

There are no requirements for you to have any kind of insurance if you are a handyman. As a business owner, it is so important that you consider the overall risk and that you also make a decision as to what policy you feel comfortable taking out. General liability, business equipment, commercial auto and even worker’s compensation are just some of the few policies that you should be looking at.

General Liability

If you are a handyman, then you should be concerned about the protection of your client’s property. You should also be wary of their health and any pets that they have. If something was to go wrong or if someone gets injured, then you need to have the peace of mind knowing that they are going to be protected. General liability insurance will usually cover you for any work that has been completed by subcontractors, or even any damage that’s done to the properties that you work in. If you don’t end up completing any work that you promised you would then handyman cover will also protect you in this instance too. The biggest risk that handymen face are disability claims that result from the work that has been done, so make sure that you take this into account when choosing your policy. Your handyman insurance cost will largely depend on the type of cover you take out and how much protection you want.

Worker’s Compensation

If you take out worker’s compensation cover then this will cover, you for any medical bills and it will also cover your team at work too. This will give you some degree of protection if you are not able to work and it is ideal if you have a number of people who work for you. Worker’s compensation will cover you for any medical bills that you have and it can also pay for prescriptions, rehab, missed wages and more.

C:\Users\Ben Beard\Downloads\pexels-photo (1) (1).jpg

Commercial Auto Insurance

Commercial auto insurance will cover you for any vehicles that you have. It will also cover you for theft, damages and even accidents too. You should note that not every single handyman needs to have this kind of cover. If you have a car or truck that is registered as being a commercial vehicle then you should think about taking it out. If you have a personal car that you use then you’ll probably be fine, but do make sure that you have business use listed under the policy that you have.

Equipment Protection

As a handyman, you need your tools to do your job. This type of cover will protect you if you ever need to fix or even replace the tools that get lost or damaged as the result of theft or vandalism. You will need to pay a deductible for this but either way, you can rest assured knowing that you are covered and that you are going to have your tools paid for if they are lost, damaged or even stolen. There are some limits with this, so look into them before you start paying for any kind of policy.

 

Filed Under: Tips

When Should You Quit Your Job?

August 9, 2019

Finding a new job or changing career altogether is not the most natural thing in life. It is the same fear that keeps most people in their current jobs. It takes time, planning, and strategy to reinvent your career and tell your employer you quit. So when is the right time to make this life-changing decision? This post will explain in details the signs that say it’s time to change your career or find a new job.

1. Your Promotion Passed-By

If you have been submitting your projects on time, working for long hours including weekends and responding to the needs of your job in an instant, then you should be the most suitable person for a promotion. If the management vacancy is filled by someone with less ability and experience, then its time you considered an exit from the job. This is a clear sign that your efforts and contributions are not being valued. As a result, you should find a different venture where your efforts will be appreciated.

2. You Are Given Unrelated Work

Before you signed up for a contract, you probably checked your job description and understood every clause of it. If you are the procurement officer, your job requires you to manage and administer the company’s acquisition program. You need to ensure the office supplies are from a reputable dealer. If for no reason things change, and your employer starts giving you more junior tasks like repeatedly sending you to get coffee, then you need to consider quitting your job. This is a sign that you are not being taken seriously. Such treatments are generally related to personality differences, performance, or something beyond your control.

3. You Are Dreading Work Before You Report

Are you depressed about work and you are not even there? Monday fevers are typical to most people, but if you are always dreading your work before you report to the office, then there is a problem. If it’s a project that’s draining you, then this may be temporary. However, if the thought of reporting to work gets you depressed even when you have little to do there, then it means you don’t like your job. Quitting should be on top of the list.

4. Multiple Layoffs

It is normal for a company to have layoffs. If your firm has experienced several rounds of layoffs and you are still standing, then this could be a sign to consider. Usually, rounds of layoffs are an indication that the company has failed to solve the problems that could be causing the layoffs. This means that you will be stuck with unrealistic loads of work to complete. You may end up bringing work home, which will make you mentally drained and more irritable.

5. Horrible Bosses

According to the Times Newspaper a good enterprise understands that success starts with the staff. If the employer fails to give the staff peace of mind, then failure is inevitable. Signs of a horrible boss is one that continually exercises poor judgment, focuses on the negatives, doesn’t get along with the subordinates, provide inconsistent and unconstructive feedback. You will also find it hard to do your job when there is ineffective management and unclear instructions.

With that said, you now know when you should quit. Your job or career should give you emotional, social, and financial comfort. If it gets to a point where you are not emotionally invested in your job, then you need to change your career.

Filed Under: Tips

7 bizarre uses for CBD oil

August 4, 2019

CBD oil is now becoming a huge phenomenon across the globe for people of all ages. Hundreds of studies have now been done on it, proving it to be beneficial when it comes to a number of health issues.

What is it?

Cannabidiol is available in oils, vapes, lotions, and even gummy sweets. It is extracted from hemp or marijuana and contains numerous health benefits which now help 64 million Americans daily, without the high.

This is because THC, the chemical responsible for the psychoactive effects in marijuana, is not largely present in CBD.

Any CBD product containing over 0.3% THC is illegal.

According to Healthcare Weekly, the cannabidiol oil is often extracted by diluting crushed hemp/cannabis sativa material in a carrier oil like hemp seed oil, jojoba oil, flaxseed oil or coconut oil.

Cool Things Chicago reported that CBD use can be traced back as far as four thousand years ago, when it was documented that Chinese emperor Shen Neng used the marijuana leaf in tea form.

This tea was prescribed with the hope of relieving the symptoms of gout, malaria, rheumatism, and memory loss.

Among all the fantastic benefits that we all know about – help with anxiety, epilepsy, and reducing migraines just to name a few- there’s also a whole range of bizarre uses for this ‘miracle’ substance.

Here are seven strange uses of CBD oil.

Pets

It seems that just as people of all ages can reap the benefits of CDB oil, so can your furry friends. According to Kyro, cannabinoids interact with receptors located in the central and peripheral nervous systems of dogs, which help maintain balance in the body and keep it in a normal healthy state.

It is suggested that CBD may be able to treat pain, especially neuropathic pain, and help to control seizures in the same way it does with humans.

Helps to quit smoking

A study published by PubMed assessed the effect of CBD use in smokers who wished to quit. Out of the group, 24 smokers were randomized to receive a CBD inhaler or a placebo for one week.

The smokers were told to use the inhaler when they felt the urge to smoke.

Those treated with CBD significantly reduced the number of cigarettes they smoked by up to 40% and results also indicated that some decided to continue with this method of quitting at follow-up.

It is claimed that CBD produces the same feeling of anxiety and stress relief in our bodies that smoking does, which is why people are likely to make the change.

Clearing up acne

CBD can act as a highly effective sebostatic and anti-inflammatory agent by inhibiting lipid synthesis. This means it adjusts to how the body creates sebum – the oily substance that the skin makes.

Excess sebum production can lead to clogged pores and the development of acne. CBD prevents this, making skin less oily and prone to zits.

Its anti-inflammatory products prevent inflammatory cytokines from activating which can also cause the development of acne.

It is also well known that CBD oil contains antioxidants that improve hydration, which is why it has become an anti-aging ingredient in so many skin care products today.

Make heels more comfortable

Star Mandy Moore told Coveteur that her stylist recommended CBD oil to help cope with pain when wearing high heels, after she asked for recommendations on a “numbing cream” that she could use.

It is claimed that in the same way CBD is used for pain relief when it comes to health issues such as migraines, it could also help with external pain such as sore feet after a long day.

Smoothies

Registered Dietician Nutritionist Carlene Thomas has suggested that CBD could be incorporated into our food to lead a healthier lifestyle.

Drinking small, small amounts of CBD is said to relieve symptoms of anxiety which helps with gut health, too.

The dietician claims that not only does the oil make it easier to ‘flow through life’, but Carlene also claims she and her husband have hugely cut their time on social media and checking emails.

Check out her mint choc chip smoothie with CBD oil recipe.

Reducing a high

CBD has been shown to relieve symptoms of paranoia, anxiety and other uncomfortable, constricting emotions which people experience after smoking too much cannabis.

These symptoms can be overwhelming and cause the smoker to feel stuck for a way out. However, instead of trying to eat their way out of it or take a cold bath, smokers should now try consuming a drop or two of CBD oil.

The bond which induces a psychoactive high is that of THC and the CB1 receptor. However, if a person takes CBD oil after smoking a little too much, this can make the CB1 less receptive to THC and suppress symptoms.

Treating Fibromyalgia

Fibromyalgia is quite a mystery of the medical world, causing various physical and mental health issues including extreme fatigue, chronic pain, and depression.

No cause or cure is yet to exist for the condition, with existing treatments only able to manage symptoms. However, CBD is now becoming increasingly popular as an alternative remedy as it has been known to help with chronic pain and relieve feelings of depression and anxiety.

Please remember

Although there are studies to back up every one of these claims, it’s still advised that you seek the advice of a doctor before using CBD oil, especially if you are planning to give it to your children.

The FDA has not approved this article’s statements.

 

 

Filed Under: Tips

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I started Vanilla Mist as a hobby and to be completely honest with you, I really had no idea what I was doing at the time. I just wanted to share my creations with others and inspire people.

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